Practice Risk Solutions

Welcome to the OSPE Liability Insurance Program

BMS Canada Risk Services Ltd. (BMS) is the exclusive broker for OSPE’s liability insurance program that includes Primary and Secondary Professional Liability and Business coverage designed to meet the unique needs of licensed engineering firms. OSPE members have access to the following insurance products:

  • Commercial General Liability
  • Office Insurance
  • Directors’ and Officers’ Liability
  • Employment Practices Liability
  • Cyber Security and Privacy Liability
  • Commercial Automobile Insurance
  • Travel Insurance

Learn more about BMS and coverage options here.


Enhanced Secondary Professional Liability (PLI) Cover – New in 2023!

The secondary PLI insurance now includes whistle-blower coverage. This coverage is intended to provide compensation for reasonable legal expenses incurred for consultation and advice, as well as compensation for lost income replacement resulting from loss of employment due to the activity as a whistle-blower by you, up to $25,000. This element of coverage is provided on a primary basis.

This policy also now extends to provide protection in the event of a disciplinary complaint, for reputational management, loss of physical documents, as well as broader coverage for retired business owners.

For more information about secondary PLI insurance, please click here.


Application for new Participants

If you are not currently participating in the OSPE Primary Liability Insurance Program, please complete a new application for a quotation.
Download


Renewal Application for existing Participants

Renewal applications are available for those already participating in the OSPE Professional Liability Insurance Program.Download


Why is This Plan Right for You?

Insurance exists to pay claims. Choosing to purchase coverage available through the OSPE insurance program ensures that you receive best-in-class protection without the tough limitations commonly found in non-group insurance products. Participants can be confident in OSPE’s proactive diligence and leverage to ensure competitive insurance solutions and supporting services delivered by experienced brokers. OSPE and BMS are committed to delivering value through risk mitigation strategies, including education and resources designed to protect engineers. Our program is better designed to suit your professional needs.